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Published: October 12, 2022

Comment Finance Reports

September 2022 Finance Report

Everything I earned and spent in my business

These are my online business finances for September 2022.

I spent most of the month in Andorra, but also a week in Ireland and a few days in Valencia and Toulouse.

First time seeing one of these finance reports? Click here for a quick intro.

I’ve been tracking everything I earn and spend since January 2011, just a few weeks after quitting my day job. Every month since, I’ve published one of these finance reports.

Sharing this info publicly keeps me accountable and hopefully gives you some insight into how I earn a living online.

Patrons get to see each new report before anyone else.

💵 Summary

September 2022 finance graph

Total Business Income € 18,403 $ 18,013
Total Business Expenses € 5,144 $ 5,035
Profit € 13,259 $ 12,978

🤑 INCOME

Affiliate income (see below) € 18,149 $ 17,764
Patreon 1 € 244 $ 239
Tip Jar 2 € 9 $ 8
Book sales (via Amazon) € 1 $ 1
Total Income € 18,403
$ 18,013
Previous Month € 18,527 $ 18,651

I was expecting my income to be around $17k for the month. Did a bit better than that.

👍 Affiliate Income

Affiliate payments in September came from…

Affiliate Related Content
12 Minute Affiliate 12 Minute Affiliate Review
The Affiliate Lab The Affiliate Lab Review
Amazon Best Business Books For Online Entrepreneurs
Amazon Boot Camp Amazon Boot Camp Review
AppSumo Deal of the Week
Authority Hacker Authority Hacker Review
Blog Growth Engine Blog Growth Engine Review
Copy.ai Deal of the Week
Fat Stacks Fat Stacks Bundle Review
FlexJobs FlexJobs Review
Freedom Ticket Freedom Ticket Review
GetResponse AWeber Pricing vs Popular Alternatives
Hustler’s University Hustlers University Review
Jackpot.com Jackpot.com Review
PrizeRebel PrizeRebel Review
Project 24 Income School Project 24 Review
Respondent Respondent Review
SafetyWing Digital Nomad Travel Insurance
Survey Junkie Survey Junkie Review
Swagbucks Swagbucks Review
theLotter theLotter Review

(Btw, I don’t necessarily recommend everything I earn affiliate income from. Sometimes I’ll write a negative review of something and people will still sign up to it via my link. Humans are weird like that.)

Here’s a progress chart for affiliate income since starting eBiz Facts…

eBiz Facts affiliate income progress September 2022

💸 EXPENSES

🤝 Hired Help

Hired Help 3 € 3,600 $ 3,523
Previous Month € 1,684 $ 1,695

📆 Subscriptions

Cloudflare Pro Plan (monthly) 4 € 20 $ 20
Virtual Post Mail (monthly) 5 € 15 $ 15
Adobe Photoshop (monthly) € 13 $ 13
YouTube Premium (monthly) 6 € 12 $ 12
Copycall (monthly) 7 € 8 $ 8
AAWP (annual) 8 € 0 $ 0
Ahrefs (annual) 9 € 0 $ 0
BerryCast 10 € 0 $ 0
Candidate Checker (lifetime) € 0 $ 0
ClickUp (annual) 11 € 0 $ 0
ConvertBox 12 € 0 $ 0
Dynamite Circle (annual) 13 € 0 $ 0
EasyCron (annual) € 0 $ 0
ExpressVPN (annual) € 0 $ 0
GeneratePress Premium (annual) 14 € 0 $ 0
Google Drive storage (annual) 15 € 0 $ 0
Income School’s Project 24 (annual) 16 € 0 $ 0
JotForm (annual) 17 € 0 $ 0
LastPass (annual) 18 € 0 $ 0
Readwise (annual) 19 € 0 $ 0
Sniply (lifetime deal) € 0 $ 0
SocialBee 20 € 0 $ 0
SOUNDRAW 21 € 0 $ 0
Surfer (annual) 22 € 0 $ 0
Teamwork (annual) 23 € 0 $ 0
Trends (annual) 24 € 0 $ 0
Zoom (annual) 25 € 0 $ 0
Total € 69 $ 68
Previous Month € 1,106 $ 1,113

🤓 Hosting & Domains

Dreamhost 26 € 37 $ 36
Kinsta (annual) 27 € 0 $ 0
Total € 37 $ 36
Previous Month € 18 $ 18

📚 Books

Total € 0 $ 0
Previous Month € 0 $ 0

🏦 Transaction Fees

Transaction fees 28 € 672 $ 658
Previous Month € 767 $ 773

💻 Office Expenses

Ikea Bekant desk € 237 $ 232
Asus router € 154 $ 151
Internet € 91 $ 89
Skype credit € 10 $ 10
Total € 492 $ 482
Previous Month € 10 $ 10

📋 Admin Expenses

Total € 0 $ 0
Previous Month € 0 $ 0

🎁 Gifts & Donations

Student reviews giveaway winner (donate to CAMFED) € 102 $ 100
Total € 102 $ 100
Previous Month € 99 $ 100

🤷‍♂️ Miscellaneous Expenses

31 Days To Build A Better Blog (review) € 101 $ 99
Entre Institute Blueprint (review) € 40 $ 39
Amazon Web Services (storage) 29 € 22 $ 22
Lead Lightning € 7 $ 7
Build Your Empire University (review) € 1 $ 1
Total € 171 $ 168
Previous Month € 150 $ 151

💸 Expense Summary

Hired Help € 3,600 $ 3,523
Transaction Fees € 672 $ 658
Office Expenses € 492 $ 482
Miscellaneous € 171 $ 168
Gifts & Donations € 102 $ 100
Subscriptions € 69 $ 68
Hosting & Domains € 37 $ 36
Admin Expenses € 0 $ 0
Books € 0 $ 0
Total Expenses € 5,144
$ 5,035
Previous Month € 3,833 $ 3,859

I was expecting to spend about $5,000 overall, so no surprises here.

😢 Biggest Regret?

Nothing significant.

🗓 2022 So Far

Here’s how I’m doing this year in terms of profit and loss:

January € 8,842 $ 9,911
February € 5,246 $ 5,888
March € 11,214 $ 12,443
April € 7,174 $ 7,564
May € 11,682 $ 12,537
June € 11,742 $ 12,273
July € 12,116 $ 12,391
August € 14,694 $ 14,792
September € 13,259 $ 12,978
Total € 95,969 $ 100,777

🔮 Outlook For October

I expect expenses to be around $6000, higher than usual as I’m setting up a new home office.

Income should be about $15,000.

📲 How I Track All This

Curious as to how I track everything I earn and spend? Check this video…

💬 Feedback Welcome

Thoughts? Questions? Speak up in the comments below.

🗂 Archived Finance Reports

I’ve been posting these monthly finance reports since January, 2011. You can view all my old reports via this page.

About The Author
Niall Doherty – Founder and Lead Editor of eBiz Facts Born and raised in Ireland, Niall has been making a living from his laptop since quitting his office job in 2010. He's fond of basketball, once spent 44 months traveling around the world without flying, and has been featured in such publications as The Irish Times and Huffington Post. Read more...

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