This is the ultimate Credit Hero Challenge review.
Credit Hero Challenge is a credit repair consulting course created by Credit Repair Cloud.
We reviewed the course materials for a few hours and share what we found below.
(Have you taken this course? Add your rating!)
If you want to know…
- What exactly it teaches
- How it compares to similar courses
- The pros and cons
- If it is a scam or legit
- If students are getting results
Then you’ve come to the right place.
Jump to…
About the Author
Hey, I’m Niall Doherty.
I quit my last 9-to-5 job back in 2010.
Since then, I’ve earned my living online in various ways. Over the last 4 years (through 2023) I’ve earned $842,000 from my laptop.
I’m on a mission to accurately rate and review all the best online business courses. My team and I are spending many hours investigating these courses and getting feedback from real students.
All that to say: we know a thing or two about such courses and making money online.
The Best Credit Repair Course?
We’re on a hunt to find the top consulting course based on research and gathered feedback from real students. In this case, the topic is credit repair.
The Credit Hero Challenge is strong, but it doesn’t have much competition…
🏆 Best Credit Repair Courses 🏆
How does Credit Hero Challenge help you make money?
Credit Hero Challenge aims to help you make money by helping people repair their credit.
Credit is essentially a system where you can borrow money or resources with the agreement to pay it back over time.
It’s like getting a trust-based loan, where your ability to repay is judged based on your past financial behavior…
Being good with credit means you’re generally seen as trustworthy in financial matters.
But if someone develops a pattern of being unreliable in paying back their debt, their credit score is negatively affected.
Bad credit can prevent people from getting a loan, buying a home, etc.
So some people need to improve their credit – that’s where you come in.
You can make money by using software that can increase people’s credit and offering this service as a consultant.
According to the sales page, here are are a few things Credit Hero Challenge can do for you…
- How it’s possible to get a client in just 24 hours
- Build a solid foundation for a REAL business
- Automate work flows for maximum efficiency
- Build your confidence AND instill confidence in your clients
- Approach friends and family without being ‘salesy’
- Attract paying clients using our magnetic “Attraction Techniques”
- Consult like a pro
- Onboard new customers
- Get testimonials that do the selling for you
Who is Credit Hero Challenge for?
Credit Hero Challenge appears to target go-getters who work a 9 to 5 and may have tried to make money online but have failed – people who have fire in their stomach and want more in life than traditional results.
How the sales page describes who it’s for…
Credit Hero Challenge positions itself as the solution that will work even if nothing else has.
And it can supposedly work for you even if you have no experience…
Learn How To Get Your First Clients & Results without Any Experience Whatsoever.
- 70+ ways how to make money online (including easy options)
Does Credit Repair Cloud have a good reputation?
It’s complicated.
On the one hand, Credit Repair Cloud has thousands of positive reviews across Trustpilot and Google…
On the other hand, there’s currently a government lawsuit against Credit Repair Cloud…
Credit Repair Cloud and Rosen have been breaking the law… They are actively assisting credit-repair businesses in violating federal consumer protection laws.
They facilitated and encouraged credit-repair businesses to charge illegal advance fees, causing broader consumer harm in the marketplace.
– Source: ConsumerFinance.gov
Basically, the government is suing Credit Repair Cloud and its owner, David Rosen, for helping credit repair businesses charge customers upfront, which is illegal.
These businesses are breaking two major laws by asking for money before improving someone’s credit report.
So the entire model taught by Credit Hero Challenge may not be legal, yet it’s still being solid.
Given this, Credit Repair Cloud’s reputation is questionable.
Here’s a video from Credit Repair Cloud’s YouTube channel so you can get a feel for David’s style…
Are Credit Repair Cloud’s students getting results?
There appear to be dozens of students who have created million-dollar credit repair businesses by using Credit Repair Cloud, the software component of Credit Hero Challenge.
For example…
However, a couple of things give me pause…
- All results I found were from 2018-2019, so I’m unsure whether students are getting results today.
- I don’t know whether these students found success due to joining the Credit Hero Challenge.
While there appears to be a solid past of student success, it’s unclear whether present-day students are making money.
How much does Credit Hero Challenge cost?
Credit Hero Challenge costs $47 one time for the digital version or $47 + $19.99 for shipping if you want a physical kit included.
Extra costs include a software called Credit Repair Cloud, which is $179/mo.
Credit Hero Challenge Discount?
I’ve looked online for a discount or coupon code but found none. Plus, there’s no spot to enter a code when you check out.
So, it seems you’ll have to pay full price if you want in.
Refund Policy
Credit Hero Challenge offers a 30-day refund guarantee.
From the terms page…
Anything within 30 days can be fully refunded on any of our products.
This is about as good as it gets when it comes to refund policies.
I haven’t heard of any issues with students getting their money back, so you can feel confident with this refund policy.
How is Credit Hero Challenge structured?
Credit Hero Challenge is a 14-day training launched inside a Facebook group.
It starts with a few days of pre-training, where team members go live inside the group, introducing themselves and inspiring students to get into a winning mindset…
After pre-training, you can access pre-recorded training videos conducted by Credit Repair Cloud founder Daniel Rosen and resident expert Corey Gray, who reportedly has “two decades of credit repair experience and has processed over 23,000 clients.”
Lessons are in video format, and you also get downloadable resources to guide you along the way.
There are also live group coaching calls Monday through Friday inside the FB group.
Students are encouraged to actively participate, so there’s a lot of engagement and support.
Green Lights 🟢
Here are a few things to like about Credit Hero Challenge…
- Active and supportive private community.
- Low price to get started.
- 30-day money-back guarantee.
- The training is practical and comprehensive.
- No overhyped promises or shady marketing.
- A solid amount of bonuses.
Red Flags 🚩
Some knocks on Credit Hero Challenge…
- Lack of significant student success stories in recent years.
- Recurring software cost
- Unclear whether methods taught are even legal
- Ongoing government lawsuit
Other things you should know
- You can think of Credit Repair Cloud’s training like this: it’s basically a record of everything people have done to create a successful credit repair consulting business. When you sign up for the course, you get to see all that info.
- You’ll find lots of handy downloads within the training, including a business roadmap, workbook, cheatsheets, certifications, etc.
Should you join Credit Hero Challenge?
I don’t doubt the training and live group coaching inside Credit Hero Challenge is well done.
The issue is that the entire model might be legally flawed. If that turns out to be the case, it doesn’t matter how good the training is if it can’t be followed.
If you’re curious about the mindset material and learning more about credit repair at a high level, you might find value inside Credit Repair Hero.
But if your goal is to start a credit repair business and implement the training step-by-step, I would steer clear of Credit Repair Hero until the legalities are ironed out.
Credit Hero Challenge Alternatives
Here are the top consulting programs we’ve reviewed…
Your Thoughts on Credit Hero Challenge
- Have you taken this course yourself?
Add your rating so others can see if it’s worthwhile. - Do you have a question about this course?
Let us know below and we’ll try find the answer.