Привет!

Here be all my finances for April.

I spent the first seven days out of the month living in Las Palmas de Gran Canaria, then was back in Ireland for 2.5 weeks, staying with my parents and giving a few talks in Waterford, Cork and Dublin, and I finished out in Moscow for four days/nights.

Summary

Total Income € 3,303
$ 3,597
Total Expenses € 2,280
$ 2,483
Profit/Loss € 1,023
$ 1,114

Income

April 2017 income

3M1K 1 € 2,004 $ 2,183
Freelance web development 2 € 514 $ 560
Earnings from talks in Ireland 3 € 290 $ 316
Sale of MacBook Air 4 € 273 $ 297
AWeber affiliate payment 5 € 192 $ 209
Cheap Flight Checklist 6 € 21 $ 23
Book sales (ebizfacts.com) 7 € 9 $ 10
Total Income € 3,303
$ 3,597
Last Month € 2,378 $ 2,534

I was aiming to pull in $3k in April so pretty happy with how it shook out.

Expenses

April 2017 expenses

Food & Drink

Eating out € 226 $ 246
Groceries € 146 $ 159
8 Total
€ 372
$ 405
Last Month € 533 $ 568

Housing & Utilities

5 nights at Fili studio, Moscow 9 € 295 $ 321
8 nights at Begovaya apartment, Moscow 10 € 244 $ 266
9 nights at shared apartment in Las Palmas 11 € 135 $ 147
2 nights at Belorusskaya shared apartment, Moscow 12 € 112 $ 122
1 night at Airhotel Domidedovo, Moscow 13 € 63 $ 69
Total € 849
$ 925
Last Month € 545 $ 581

Health Care 14

Doctor visit in Las Palmas 15
€ 50 $ 54
Ibuprofen 16 € 2 $ 2
Total € 52
$ 57
Last Month € 114 $ 121

Travel & Transport

30-day Russian tourist visa (including agency fee) 17 € 191 $ 208
Train: Waterford to Dublin € 32 $ 35
Toll charges for Portugal trip 18 € 18 $ 20
Metro in Moscow 19 € 13 $ 14
Train: Moscow airport (SVO) to Moscow city center € 8 $ 9
Bus: Dublin city center to Dublin airport (DUB) € 6 $ 7
Buses in Gran Canaria € 4 $ 4
Taxi in Las Palmas € 2 $ 2
Toll charge for Waterford city bypass € 2 $ 2
Flight: Dublin (DUB) to Moscow (SVO) via Helsinki (HEL) 20 € 0 $ 0
Total € 276
$ 301
Last Month € 356 $ 379

Business Expenses

Outsourcing 21 € 183 $ 199
Boxworks event space 22 € 123 $ 134
Facebook ads 23 € 68 $ 74
PayPal fees 24 € 41 $ 45
Easter eggs for talks 25 € 39 $ 42
Government stamp duty for personal bank account in Ireland € 30 $ 33
Gemini 2 software 26 € 20 $ 22
Phone credit € 17 $ 19
Virtual Post Mail 27 € 9 $ 10
Currency exchange fees 28 € 8 $ 9
Gumroad fees € 5 $ 5
Russian SIM card € 3 $ 3
Google Drive storage (100GB) € 2 $ 2
Amazon Web Services (more storage) € 1 $ 1
Total € 549
$ 598
Last Month € 3,259 $ 3,472

Gifts & Donations

Flowers 29 € 41 $ 45
Easter egg for a friend € 10 $ 11
Street performers in Cork and Waterford € 5 $ 5
Food for homeless guy in Las Palmas € 1 $ 1
Total € 57
$ 62
Last Month € 74 $ 79

Books 30

The Master And Margarita 31 € 11 $ 12
Sleep Smarter **** € 9 $ 10
I Will Teach You To Be Rich ***** 32 € 6 $ 7
Career Change I Love! 33 € 0 $ 0
Total € 26
$ 28
Last Month € 7 $ 7

Clothing

Total € 0
$ 0
Last Month € 45 $ 48

Miscellaneous Expenses

Family pass for Rumley’s Open Farm in Cork 34 € 34 $ 37
Toiletries € 20 $ 22
Parking in Cork 35 € 18 $ 20
Netflix subscription € 10 $ 11
Registered post for Russian visa € 8 $ 9
iTunes movie rental: Rogue One **** € 5 $ 5
Earplugs € 3 $ 3
Monthly banking fee (Dutch bank) € 1 $ 1
Total € 99
$ 108
Last Month € 149 $ 159

Expense Summary

Housing & Utilities € 849 $ 925
Business Expenses € 549 $ 598
Food & Drink € 372 $ 405
Travel & Transport € 276 $ 301
Miscellaneous Expenses € 99 $ 108
Gifts & Donations € 57 $ 62
Health Care € 52 $ 57
Books € 26 $ 28
Clothing € 0 $ 0
Total Expenses € 2,280
$ 2,483
Last Month € 5,082 $ 5,415

I was aiming to keep my expenses under $2.5k for the month so mission accomplished.

Biggest Regret?

Nothing major. I can’t tell though if that €68 on Facebook ads was money well spent. I probably would have had the same amount of people come to my talks without it.

Year To Date

Here’s how I’m doing so far in 2017 in terms of profit and loss:

January € 668 $ 720
February € 724 $ 763
March € 2,704 $ 2,881
April € 1,023 $ 1,114
Total € 1,625 $ 1,724

Where That Leaves Me

I had €7,266/$7,742 to my name at the end of March.

Taking into account all my April income and expenditure, and the most recent exchange rates – I have accounts in EUR, HKD and USD – my total bank and cash balances now work out to €8,254/$9,007. 36

Outlook For May

I’ll be in Russia until May 25th, mostly in Moscow, and Moscow is apparently the ninth-most expensive city in the world 37 so it’ll be tough to keep expenses down. Thankfully I paid for a good chunk of the month’s accommodation in April.

I’ll also have some excess business expenses coming up in May as I look to outsource a bit more.

But all things considered, I reckon I can still keep expenses under $2.5k, so let’s aim for that.

As for income, I have close to $1,500 due from freelance work this month, which gives me a good start. I go back and forth between thinking 3M1K has turned a corner and that it’s still bleeding money, so not sure what will happen with that.

Feck it. I’ll aim for at least $3k total income again in May.

How I Track All This

Curious as to how I track everything I earn and spend? Check this video…

Feedback Welcome

Thoughts? Questions? Speak up in the comments below.

Archived Finance Reports

I’ve been posting these monthly finance reports since January, 2011. You can view all my old reports via this page.