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$231K From a Credit Card Side Hustle Nobody’s Touching

  • Colin Stroud

  • Credit Card Rewards Consultant
  • $231,000 in his first year

Colin Stroud spent a weekend learning credit card rewards. A year later, he apparently cleared $231,000 – on about $100/mo in software, no ads 🤯

He’s a rewards consultant. He sits with small business owners, looks at what they already spend, and rebuilds their card setup to earn 2.5–3% back instead of 1%.

His own parents ran their medical practice on a 1% cashback card, spending $40K+ a month. Colin reworked it and saved them over $20,000 in travel.

A contractor dropping $60K/mo on materials earns just $600 back at 1%. The right cards bump that to $1,800. Colin charges $875, one time, to set it up – recouped in weeks.

The gap nobody’s filling: every “points” blog out there is written for travel hackers. Nobody’s sitting down with the plumber or the dentist 👀

He lands clients posting daily on LinkedIn, where this niche has almost no competition 🔥

And you don’t need to have visited 60 countries – just know more than your client. A free course at The Daily Drop plus a tool like Seats.aero gets you most of the way there.

Pick one type of business owner – dentists, contractors, restaurants – and become their points guy 😎

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Updated: June 5, 2026

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