Below you’ll find all my finance details for August 2019.

I spent the whole month in Bali, mostly in Ubud.

💵 Summary

August 2019 finance graph

Total Income € 2,411 $ 2,650
Total Expenses € 2,238 $ 2,460
Profit/Loss € 173 $ 190

🤑 Income

August 2019 income pie chart

Affiliate income (see below) € 2,266 $ 2,490
Patreon 1 € 130 $ 143
Book sales (via Amazon) € 15 $ 17
Total Income € 2,411
$ 2,650
Previous Month € 1,924 $ 2,131

I estimated $2,000 in affiliate earnings for August and little beyond that, so I did pretty good here.

👍 Affiliate Income

Affiliate payments came from…

Affiliate Related Content
Amazon Miscellaneous
Respondent Respondent Review
SafetyWing Digital Nomad Travel Insurance
Tai Lopez Social Media Marketing Agency Review
Udemy eBiz Weekly newsletter
Worldpackers Travel Hacker’s Toolkit

Here’s a progress chart for affiliate income since starting eBiz Facts…

eBiz Facts affiliate income as of August 2019

💸 Expenses

August 2019 expenses pie chart

🍽 Food & Drink

Eating out € 258 $ 284
Groceries € 227 $ 249
Total € 485
$ 533
Previous Month € 600 $ 664

🏡 Housing & Utilities

1 month at Ubud villa € 364 $ 400
2 nights at Canguu guesthouse € 38 $ 42
Total € 402
$ 442
Previous Month € 369 $ 409

💪 Health Care

Medical tests € 53 $ 58
SafetyWing travel insurance 2 € 34 $ 37
Doctor visit € 25 $ 27
1-hour massage (x4) € 24 $ 26
Cough medicine € 5 $ 5
Total € 140
$ 154
Previous Month € 74 $ 82

🛫 Travel & Transport

Flights: Bali to Chiang Mai (round trip) 3 € 217 $ 239
1 month scooter rental in Ubud, Bali € 89 $ 97
Mt Batur guide + driver € 32 $ 35
Bali taxi € 16 $ 17
Scooter fuel € 7 $ 7
Total € 360
$ 396
Previous Month € 159 $ 176

💻 Business Expenses

Outsourcing 4 € 463 $ 508
Modafinil 5 € 37 $ 41
Wealthy Affiliate (x2) 6 € 35 $ 38
Pigeon 7 € 26 $ 29
Amazon Web Services Support 8 € 23 $ 25
Ahrefs subscription 9 € 18 $ 20
MemberMouse 10 € 18 $ 20
Patreon fees 11 € 17 $ 19
Dreamhost domain renewal € 14 $ 16
Google Drive storage (1TB) 12 € 13 $ 15
Zoom 13 € 13 $ 15
YouTube Premium 14 € 11 $ 12
Phone credit € 9 $ 10
Storyboard That 15 € 9 $ 10
Virtual Post Mail 16 € 9 $ 10
PayPal fees € 7 $ 8
Respondent fees € 4 $ 4
Amazon Web Services (storage) 17 € 3 $ 3
Postage € 1 $ 1
Dreamhost web hosting 18 € 0 $ 0
Sendy 19 € 0 $ 0
SocialBee 20 € 0 $ 0
Teamwork project management software 21 € 0 $ 0
Total € 727 $ 799
Previous Month € 554 $ 614

🎁 Gifts & Donations

Doctor visit € 31 $ 34
Effective Altruism Fund 22 € 9 $ 10
Phone credit € 8 $ 9
Monthly Love & Courage podcast donation 23 € 5 $ 5
SamHarris.org subscription 24 € 4 $ 4
Patreon: The Blindboy Podcast 25 € 3 $ 3
Patreon: Úna-Minh Kavanagh € 3 $ 3
Flowers € 2 $ 2
Total € 64
$ 71
Previous Month € 25 $ 28

📚 Books 26

The First Tycoon: The Epic Life Of Cornelius Vanderbilt 27 € 0 $ 0
Total € 0
$ 0
Previous Month € 10 $ 11

👕 Clothing

Total € 0
$ 0
Previous Month € 0 $ 0

🤷‍♂️ Miscellaneous Expenses

Laundry € 22 $ 24
Netflix subscription € 11 $ 12
Toiletries € 11 $ 12
Monthly banking fee (Hong Kong bank) 28 € 8 $ 9
Amazon movie rental: Wild  ⭐️⭐️⭐️ € 4 $ 4
Kitchen supplies € 2 $ 3
Monthly banking fee (Dutch bank) € 2 $ 2
Total € 59
$ 65
Previous Month € 88 $ 97

💸 Expense Summary

Business Expenses € 727 $ 799
Food & Drink € 485 $ 533
Housing & Utilities € 402 $ 442
Travel & Transport € 360 $ 396
Health Care € 140 $ 154
Gifts & Donations € 64 $ 71
Miscellaneous Expenses € 59 $ 65
Books € 0 $ 0
Clothing € 0 $ 0
Total Expenses € 2,238
$ 2,460
Previous Month € 1,879 $ 2,081

I was aiming to keep everything under $2,500 for the month. Just about made it.

😢 Biggest Regret?

Nothing major.

I spent more on AWS Support than I needed to, could have canceled that way earlier and saved about $20.

Oh well.

🗓 2019 So Far

Here’s how I’m doing this year in terms of profit and loss:

January € 653 $ 747
February € 529 $ 601
March € 242 $ 272
April € 240 $ 269
May € 171 $ 196
June € 1,906 $ 2,163
July € 45 $ 50
August € 173 $ 190
Total € 911 $ 1,040

📊 Where That Leaves Me

I had €14,331 / $15,872 to my name at the end of July.

Taking into account all my August income and expenditure, and the most recent exchange rates – I have accounts in EUR, HKD and USD – my total bank and cash balances now work out to €14,210 / $15,617. 29

🔮 Outlook For September

It’s not good 😕

Affiliate income will likely drop way down to less than $1000. A few reasons for that, which I’ll detail in next month’s report.

Altogether I’d be surprised if my income hits 4 figures in August.

Meanwhile, expenses will increase quite a bit. I’ll be spending $449 on another affiliate marketing course that I plan to review, I have an annual credit card fee of $450 due, and I have to book a couple of big flights for the holidays.

Given all that, I expect to spend at least $3,000 in August.

📲 How I Track All This

Curious as to how I track everything I earn and spend? Check this video…

💬 Feedback Welcome

Thoughts? Questions? Speak up in the comments below.

🗂 Archived Finance Reports

I’ve been posting these monthly finance reports since January, 2011. You can view all my old reports via this page.